Three millions! : $b or, The way of the world

"Three millions! : or, The way of the world" by Oliver Optic is a novel written in the late 19th century. It centers on Eugene Hungerford, a principled young New Englander suddenly enriched by his uncle’s immense fortune—on the condition that he marry and produce a son named John Hungerford—setting up a conflict between love, duty, and personal integrity. The story moves among Poppleton’s mills and harbor and the nearby islands, following Eugene’s feelings for Mary Kingman, the attentions of an ardent artist, Eliot Buckstone, and the counsel of his friend Dick Birch, as wealth collides with character and community. The opening of the novel recounts the rise and death of Baltimore magnate John Hungerford and the reading of his elaborate will: generous bequests to friends and charities, and the bulk—three million dollars—held in trust for nephew Eugene until age thirty, to be inherited outright only if he is married and father to a son named John; otherwise the estate is divided among family members and institutions. Eugene, his mother, and sister Julia return to Poppleton dazed by their new status, while Eugene wrestles with the idea of marriage on principle rather than for money, dreams of improving Pine Hill, and sketches modest philanthropic plans to build decent homes for the poor. His college friend Dick Birch arrives, becomes his adviser, and warns him not to let pride or the will’s “price” chill genuine love. Meanwhile, a marine painter, Eliot Buckstone, spots Mary Kingman adrift after losing her oars and swims out, but Eugene and Dick soon tow her safely in, leading to a visit at her family’s weathered house on The Great Bell. There, Eugene’s restraint and stiffness—born of his fear of seeming to buy love—leave Mary unassured, while the charming Buckstone shows keen interest, setting the stage for the social and romantic tensions to come.